The Best Places for Real Estate Investment in GurugramHello world! – Copy

Buying in Gurugram can be straightforward—if you use a disciplined process. Here’s a field-tested checklist used by seasoned buyers and advisors.

1) Pre-work: Budget & Lendability

  • Get a bank pre-approval; it clarifies eligibility and trims loan processing time.

  • Keep a buffer for stamp duty/registration, IFMS, and interior fit-outs. Rates/fees change—verify with your bank and the Haryana govt portals.

2) Shortlist Right: Location → Developer → Product

  • Location grid: office commute, school run, hospital access, and Rapid Metro reach.

  • Developer diligence: past OCs, litigation searches, handover record, society maintenance ratings.

  • Product fit: 2/3/4 BHK vs builder floor; evaluate carpet area (actual usable) vs super area loading.

3) Compliance & Legal

  • RERA registration: note the RERA number, phase, and promised timeline.

  • Title & land use: ensure clear title; ask for Title Search/Legal Report.

  • Approvals: building plans, environment, fire NOCs, EDC/IDC status.

  • Agreement for Sale: check carpet area definition, possession date + grace, delay penalties, escalation clauses.

4) Price Break-Up (get it in writing)

  • Base BSP + PLC (park/club/road facing), floor rise, car parking, club membership, EDC/IDC, GST (if applicable), IFMS/AMC.

  • Confirm payment schedule (linked to construction or time-linked) and penal interest norms.

5) Loan & Payments

  • Prefer APF-listed projects for smoother sanctions.

  • Above threshold transactions may involve TDS—confirm current rules with your bank.

  • Keep all receipts aligned with the payment schedule.

6) Snagging & Handover

  • Before possession, create a snag list: doors/windows, waterproofing, plumbing, switches, tiling, balcony slopes, DG backup, fire safety, parking mark-up.

  • Collect OC/CC as applicable, final maintenance handover, and society by-laws.

  • Transfer utilities: electricity meter, gas, and address KYC updates.

Pro tip: Never rely only on a sample flat. Inspect the actual tower/floor at dusk and during rain if possible—leaks and lighting realities show up then.

CTA: Download a printable Gurugram Buyer Checklist (we can format this into a PDF if you want).